Thursday, November 6, 2008

RIGHT EFFORT

A giant ship engine failed. The ship's owners tried one expert after another, but none of them could figure but how to fix the engine. 

Then they brought in an old man who had been fixing ships since he was a young. He carried a large bag of tools with him, and when he arrived, he immediately went to work. He inspected the engine very carefully, top to bottom.

 



Two of the ship's owners were there, watching this man, hoping he would know what to do. After looking things over, the old man reached into his bag and pulled out a small hammer. He gently tapped something. Instantly, the engine lurched into life. He carefully put his hammer away. The engine was fixed! 

A week later, the owners received a bill from the old man for ten thousand dollars. 

"What?!" the owners exclaimed. "He hardly did anything!" 

So they wrote the old man a note saying, "Please send us an itemized bill." 

The man sent a bill that read: 

Tapping with a hammer...... .......... ........ $ 2.00 
Knowing where to tap
........... ......... ...... $ 9, 998.00 


Effort is important, but knowing where to make an effort makes all the difference! 


LAWYERS Vs INSURANCE

A TRUE STORY..

                                                                                      
 This is the best lawyer story of the year, decade, and probably the century.                                           
 A Charlotte, NC, lawyer purchased a box of very rare and expensive cigars, and then insured them against fire among    
 other things. Within a month having smoked his entire stockpile of these great cigars and without yet having made even 
 his first premium payment on the policy, the lawyer filed a claim against the insurance company.                       
 In his claim, the lawyer stated the cigars were lost 'in a series of small fires.'                                     
 The insurance company refused to pay, citing the obvious reason: that the man had consumed the cigars in the normal    
 fashion. The lawyer sued and won!                                                                                      
 In delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. The Judge stated,  
 nevertheless, that the lawyer held a policy from the company in which it had warranted that the cigars were insurable  
 and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable     
 fire, and was obligated to pay the claim. Rather than endure lengthy and costly appeal process, the insurance company  
 accepted the ruling and paid $15,000 to the lawyer for his loss of the rare cigars lost in the 'fires.'                
 NOW FOR THE BEST PART... After the lawyer cashed the check, the insurance company had him arrested on 24 counts of     
 ARSON!!!!                                                                                                              
 With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of  
 intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine.                  
 This is a true story and was the 1st place winner in the recent Criminal Lawyers Award Contest.                       

Rag to Riches

A rags to riches story 
Wednesday, November 05, 2008
 

Bangalore: From the humble environs of the village in which they were born to the sophisticated corporate world, successfully breaking the shackles of poverty that ruined the mirth of their boyhood, the two brothers - Kumar Srinivasan as the General Manager, Vice President of Technology and Head of Amazon Bangalore Center and Kalyan Raman as the CEO of Global Scholar - today reign the corporate world.

The Cost of Being Poor
On Diwali morning in 1987 Kumar Srinivasan woke up just as he did every day. His biggest Diwali gift was waiting for him. "My brother gave me Rs. 10 and he was budgeting this for the last 3 months," recalls Kumar. 

With no breakfast, he used to walk 10-12 kms everyday to go to school. Luckily for him, the then Chief Minister of Tamil Nadu M.G. Ramachandran had introduced Midday Meal Scheme for school children in the state. "That's why my mom always voted for MGR's party," quips Kumar. While he looked forward to the much-needed meal-sambar bath with a few pieces of carrot and tomato, Kumar would stay back after all students had left to wash the vessels. This would earn him an extra plate of meal, which he promptly packed and brought home. Sometime he would give it to his younger brother in whose school the scheme was yet to be introduced, and sometimes the morsel of food would be lunch for his sister next day. His childhood memories still bear the imprints of a household bonded by the pressures of poverty.

Kumar's family lived in such abject poverty that they reached a point when they had nothing left in the house that could be sold to meet the next day's expenses. It was then that his mother decided to sell the only ceiling fan left in the house. Selling the fan would buy them food for another one full week. "The situation was so miserable that I remember my mother selling our stainless steel plates, in which we would eat, for 50 paise," narrates Kumar.

"I still remember passing down the clothes to my younger brothers. The trousers that the youngest one used to wear to go to school had more white patches on it than its original blue color because of the stitches," nostalgically says Kumar's elder brother Kalyan Raman (Kal). His energy and passion are very obvious in his words. And it is this energy and passion that were a common trait amongst all the siblings. He says, "We never felt we were poor. Even though we weren't all that happy, we were peaceful because we always lived on hope. The beauty of hope is that when you have nothing else left to lean upon, you get used to be peaceful. You wait for miracles to happen. Waiting for miracles helps remain hopeful," says Kal.

Their mother made a bold call early on saying, "I want every kid to be educated to the best of their abilities. Nobody is going to discontinue education and take a job for a short term gain. If we have to suffer for a few years, so be it." Many of their relatives thought otherwise. They saw no need for all the kids to go to school. Her stubbornness to send children to school only meant that relatives would stop helping. It didn't matter much to her. 

Later on in life, Kal steps into Anna University. Best students from elite schools across the state used to come there to study, and here was a kid from the village trying to compete with them. "It was not daunting, but it was exciting to me," says Kal. However, it was not a happy sign to see his classmates coming to college on bicycles, bikes, or cars. Some were wearing double bull shirts and the latest branded jeans or shoes out in the market. Kal couldn't get the money to buy or do whatever he wanted. "I struggled," he notes. 

While he was in Anna University, like other hostel students, he would need money for his basic expenses. A postman would come to the hostel block during lunch break, sit in a prominent place and read out names of students who had received money orders from their parents. "Senthil...Rs 500; Arasu...Rs 200; Chandra...Rs 1,000; Selvam; and so on." The students would walk up, collect the money, and tip the postman with Rs 5 or 10, as they pleased. The postman would never ever call out 'Kalyan Raman'. After the roll call, as the happy students dispersed, the postman would silently walk up to Kal and handover the Rs. 2.50 money order his mother would have sent with love. "Receiving such a meager amount would look bad for an engineering student. The postman was so thoughtful that he would not call my name as it would hurt my self respect. Even if I offered 25 paise as a friendly tip he would not accept it," recalls Kal. The thoughtful postman would only pat on his back and say, "Kalyan, study well." But the money order his mother sent him reminded Kal of a number of things and kindled his spirits, and perhaps was one of the main reasons behind what Kal has achieved today.

With almost zero money, Kal became the biggest defaulter for not paying the mess fees. The cook in the kitchen had learnt about Kal's poor condition. He would say, "I know I am not supposed to give you food but come after everyone is done with." There were several days when Kal had no food to eat. He would be eagerly waiting to grab food when day scholars at college offered him a portion of the food that they had brought from home. "It was a survival game," says Kal.

Kal is today the CEO of GlobalScholar.com, which offers an online tutoring platform, where parents and students can safely connect with trusted educators who provide one-on-one tutoring, homework help, or self-paced learning. 

Kumar Follows Kal
Meanwhile Kumar completed his B.Sc. in Physics, and on his brother's advice he landed in Chennai and joined SSI for Diploma in Computers. He then went to the U.S. to join his brother. He is currently is the General Manager and Vice President responsible for a business unit, while being the head of the India center. However, Kumar doesn't agree to the fact that he has achieved a lot in a short span of 10 years of his professional life. "Go, look at the Facebook CEO, he is just 23. I am 13 years behind already. Everyday I think I am very much behind and need to catch up with the rest of the world," he says. In Kumar's spirit and daring attitude to perform you cannot fail to see a mirror image of Kal.

Kal remarks, as he narrates couplets in Tamil: Kodithu Kodithy Varumai Kodithu Athaninum Kodithu Illamayil Varumai. It says: Poverty is very cruel; more cruel is the poverty in youth. "Poverty and richness can either be a catalyst or could be a burden to get better. It all depends on the mindset. It has everything to do with the fire in the belly or having the wings of fire. There are examples of people getting repressed and depressed by poverty and unable to get anywhere. Willing to do whatever it takes and wanting to prove a point, wanting to make a difference, wanting to be known for something that's what differentiates. Poverty just pushes the goals farther and makes the struggle to achieve interesting, from the view point of others. It creates its own challenges. I don't think, it either hurts or helps if the person doesn't have that fire within him."

When Kal's dad passed away, he used to tell his mother, "Don't worry mother. Some day we (children) will make so much of money that you wouldn't even know what to do with." She did believe in his words. "Neither of us had any clue as to how it will come to pass," quips Kal. And he definitely kept his promise.


To read the full story, please check http://www.thesmarttechie.com/magazine/fullstory.php/WIOB985704495